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CFI Finance
Franchise Loan Specialists!

Business Finance that's Fast, Flexible, and Fair...
That's CFI Finance.

At CFI, lending to the franchise sector is core to our DNA.​

Our advanced accreditation model and large network of franchisor relationships allows us to make finance easy and stress free for Franchisees and Franchisors alike.

Whether you’re looking to take your first steps as a new franchisee, an experienced franchise owner looking to expand your territory, or you’re a Franchisor seeking to support network growth, CFI Finance can help.

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Borrow from $5k to $250k+

Every business has different needs, CFI can offer loans from as little as $5,000* to $250,000 or more.

* Depending upon the finance product selected and other relevant factors.

Loan Terms of up to 5 years

Some lenders offer very limited options when it comes to loan terms. With CFI you ensure that your new business isn’t starved for cash by selecting a loan term that suit you.

Deal with the Franchise Finance Specialists

At CFI we’ve been financing franchises since the day we opened our doors nearly 10 years ago. CFI Finance Director, James Scurr, was one of Australia’s first Boost Juice franchisees, and we employ a number of franchise lending specialists across our team. If you’re looking for finance for your franchise business, CFI is the natural first choice.

When it comes to franchises, CFI can provide finance for just about anything...

Whether you're an established franchisee or just starting out on your franchising journey, CFI is the finance company for you!

Since opening our doors in 2014 we’ve helped thousands of Australians to realise their franchise ownership dreams, to expand into new territories, become multi-unit franchisees, and more. 

Why choose CFI?

If you’re looking for a franchise loan, CFI are the franchise system experts. Our Franchise Finance specialists guide each applicant through the easy application process. You can engage with CFI before you even sign your Franchise Agreement and make sure you have the financial support in place from day one to ensure your cash flow is protected from day one. CFI can even assist with tools and templates including cash flow forecasts, business plans, and more. When you’re ready to start your franchise business, it’s time to talk to CFI Finance. Check out the Benefits and find out why more franchisees are turning to CFI Finance, and when you’re ready to make a loan application, just click…

How much can I borrow?

Asset Finance is available for loan amounts starting at $10,000, and Business Loans allow you to borrow from $25,000 up to $250,000 (or sometimes more). 

Loan amounts depend on the finance product, the purpose for the loan, financial position of the business (and related individuals) applying, and the security available for the loan.

If you’re looking to start or buy a franchise business you can check out our Cost & Funding Scenario tool, which can help you plan and understand your funding needs.

-Quick Solution - Landing Pages

A CFI Business Loan can get you started. How much are you looking to borrow?

$50,000
50000

Where to next?

Get Pre-Approved
Apply online for finance in just a few minutes. Getting your finance in place should be one of the first steps on your franchising journey, whether you’re starting your first business or expanding your franchise footprint.
Tools & Calculators
Get and instant Online Quote, check out our How Much Can I Borrow calculator, or plan your startup costs with our Cost & Funding Scenario tool.
Finance Products
CFI has a range of Finance Products, from Business Loans to Equipment Finance and Working Capital. Find out more about our products and how CFI can help grow your business.
Franchise Finance Experts
CFI Finance are the franchise finance experts. Learn more about what makes CFI the first and best choice when it comes to franchise finance here.
Start a Business

Tell most finance companies you’re just starting and watch them run a mile. Well not CFI, we’ve helped thousands of small businesses get started, find out if we can help you too…

Buy a Business

When you’re buying a business there’s a lot to do. Take away one headache and talk to CFI about you business acquisition finance options today.

Franchise Accreditation
Accreditation is about driving network growth, providing streamlined access to funding for new and existing franchisees. If you’re a franchisor, take a look at the benefits of getting accredited with CFI.
For Finance Brokers

CFI partners with commercial finance brokers and aggregators to deliver fantastic SME finance outcomes. Learn more about becoming an accredited CFI Finance introducer on our broker page.

Useful Resources
We’ve pulled together a range of useful resources to help you get started, from Business Plan templates, to Financial Forecast tools, you’ll find it all on our Customer Resources page.

Check out our Frequently Asked Questions

This will be my first franchise business. Can CFI help?

Absolutely! CFI have helped thousands of people just like you to buy their first franchise. Our network of accredited brands and deep understanding of the franchise industry makes it easy to get finance even if you’ve never been in business before.

What does 'accredited franchise' mean?

CFI works with eligible franchise networks to develop a deep understanding of their business. With this information we build a profile that helps us understand the particular needs of franchisees in that network.

This all means we can make the franchise finance process easier, often offering high maximum funding amounts and special rates for prospective and existing franchisees.

My Franchise isn't accredited with CFI, what can I do?

CFI are specialists when it comes to franchising, and a franchise network doesn’t need to be accredited with us in order to obtain funding.

If you’e a franchisor and you’d like to get accredited, you can check out our accreditation page here.

Does CFI finance franchise fees?

CFI can finance franchise fees for a number of our accredited brands and often for multi-unit franchisees looking to expand into new territories.

Can I get finance to buy an established franchise?

Yes you can. CFI are experts when it comes to funding business acquisitions. If you’re looking to buy an established franchise that’s great, we’d love to help.

How do I find out if a particular franchise is accredited with CFI?

You can contact one of our Franchise Finance Specialists on 1300 659 676 or email us:  [email protected]

How quickly can I get approved for finance?

Whilst banks can sometimes take weeks to make a decision, CFI can typically give you an answer within 24-48 hours. For our accredited brands it’s often as little as 4 hours!

How much can I borrow?

Loan amounts vary by finance product and based on your specific circumstances. CFI typically lends amounts between $5,000 and $250,000 – but we can often lend more.

Some franchise brands will have an ‘accreditation amount’ which is an amount that we’ve set a benchmark for a particular franchise brand. It means we can make it easier (compared to non-accredited brands) to access up to this amount, but it doesn’t mean we’re limited to that amount or that we will always approve applicants for that particular amount.

What is a Simple Interest Rate?
Simple Interest is the amount that you pay back on top of the amount you’ve borrowed. It’s one of the easiest ways to understand the cost of a loan. The formula for Simple Interest is: Amount Borrowed x Interest Rate x Length of Loan (in years). So for a $50,000 loan over 6 months with a 11% simple interest rate, the calculation would be 50,000 x 0.11 x 0.5 = $2,750 interest paid. To calculate the Annual Simple Interest Rate the calculation is done in reverse: Total Interest Payable / Loan Amount / Loan Term in Years So using our example: $2,750 (Interest Payable) / $50,000 (Loan Amount) / 0.5 (Term in Years) = 11%
Can the interest rate of a CFI loan increase?
No. The rate is fixed for the term of the loan, giving you complete certainty around future repayments.*
*Excluding circumstances where a borrower has defaulted on a loan
Is my personal information safe with CFI?

CFI takes privacy very seriously, we can only use your personal information for very specific purposes (generally this means assessing your eligibility for our finance products or managing your products with us). You can view our privacy policy here

Does CFI only finance franchises?

Not at all. CFI provides finance to small and medium businesses across a range of industries. (It just happens that we’re very good at lending to franchises and we do a lot of it). If you’re not a franchise you can click here and access information that’s relevant for all business types.

CFI Customer Stories

Just some of the brands we work with...

*This is just a small selection and doesn’t represent all of the brands accredited with CFI. Whether your brand is listed here or not, CFI can help!

How can we help?

Request a call-back

Our franchise finance specialists can help answer your questions. Don't leave it to last. Click here and request a call from our team today.

Give us a call

Ready to chat now? Just Call 0800 456 687 and talk to one of our friendly team.

Have a question

Check out our Frequently Asked Questions with answer to the queries we get most often.