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Business Finance that's fast, flexible, and fair? That's CFI Finance!

What makes CFI different?

CFI is a truly independent lender. That means you’re talking to the decision makers and you’ll never feel like ‘just a number’

At CFI we work hard to make the process of obtaining a business loan as simple and painless as possible. From our easy application form to our online contract documents, we take the stress out of obtaining finance for your business.

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CFI for Growth

Whether it's your first business, your next business, or growing your existing business, CFI is the finance company for you!

Easy Approvals

Applying with CFI only takes a few minutes and approvals usually take less than 24 hours.

Fast Funding

We know that good opportunities often need a partner that can act fast. CFI can approve, document, and fund deals in hours.


Some lenders just have one product and make you fit them. CFI offers a broad range of finance products which we tailor to suit you.

Preserve Capital

Cash is the lifeblood of your business. CFI's finance products help you smooth out lumpy expenses and protect your capital.

Choose Your Term

CFI can provide loan terms ranging from a few months up to 5 years. Don't hamstring your business with the wrong finance. Talk to CFI.

Working with 'Non-bank' Lenders

CFI Finance bridges the gap between the offerings of traditional lenders like the banks and the needs of small business owners, with more tailored offerings and more personalised service.

Small business owners have unique needs and need a lender that can offer flexibility, transparency, and access to varying loan sizes with the fastest possible approval times. CFI Finance strives to meet these needs and focus on building long-term relationships, supporing small business owners throughout the life of their business.

More and more New Zealand businesses are turning to non-bank lenders, with the application requirements of banks becoming more targeted at larger organisations and less suitable for small business. Independent finance is fueling the growth of New Zealand’s small businesses.

CFI Customer Stories